Olivia Medina

Olivia Medina

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$300,000

($185,603 down)
VA

9814 W CEDAR Drive, Sun City, AZ 85351

2
2
1,610 sqft
PITI Monthly
$943.11 /mo

Listing courtesy of: Kathleen C Kallner, SERHANT.

Assumed Rate

4.04%
7.15%

Principal & Interest

$699 /mo
$985 /mo

What's Special

SPACIOUS
MODERN
PATIO
COZY
SOLAR PANELS
55+ COMMUNITY

Discover cozy charm and modern upgrades in this thoughtfully updated Sun City home. With 2 large bedrooms, a spacious kitchen offering ample storage, and natural light throughout, this home is as inviting as it is functional. Recent updates include a decorative steel front door , dual-pane windows, a Trane A/C system, solar panels, and a new roof, ensuring both style and peace of mind. The large, sun-filled, enclosed back patio offers the perfect space to enjoy the outdoors year-round, while indoors, the seamless flow from the kitchen to the family room creates a perfect space for gatherings. Nestled in a quiet, friendly 55+ community, the home is surrounded by amenities, including seven recreation centers with pools, golf courses, and pickleball courts.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.04
Remaining Loan Term
19 years, 8 months
Monthly PITI
$943.11/mo
Estimated Loan Balance
$114,710
Cash to close
$185,603
Interest Paid
$54,697

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Private Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 1979
Details
  • Builder: unknown

Community & HOA

Community
  • Subdivision: Sun City Unit 10A
  • Features: Lake, Community Spa, Community Spa Htd, Community Pool Htd, Community Pool, Golf, Clubhouse
HOA
  • Has HOA: No
Location
  • Region: Sun City

Financial Details

  • Price per Sqft: $186.34
  • Tax Annual Amount: $1124
  • On Market Date: 2025-01-24T02:20:03.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $185,603 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $185,603!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.04% Sellers Rate
$114,397
Your Cash:$185,603
Total Purchase Price:$300,000

Assumed vs Traditional Mortgage

Assumed @ 4.04%
$699/mo
Traditional @ 7.5%
$1,021/mo
You save $322/month ($3,864/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6809898

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-02T22:54:48.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.04%
7.15%

Principal & Interest

$699 /mo
$985 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $185,603 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $185,603!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.04% Sellers Rate
$114,397
Your Cash:$185,603
Total Purchase Price:$300,000

Assumed vs Traditional Mortgage

Assumed @ 4.04%
$699/mo
Traditional @ 7.5%
$1,021/mo
You save $322/month ($3,864/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Porter Group AZ
Agent/Broker
Olivia MedinaPorter Group AZ(480) 779-7722olivia@portergroupaz.comMLS

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