Olivia Medina

Olivia Medina

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$525,000

($296,284 down)
VA

617 N COBBLESTONE Street, Gilbert, AZ 85234

4
3
2,229 sqft
PITI Monthly
$1,451.05 /mo

Listing courtesy of: Ryan Melville, Keller Williams Realty East Valley

Assumed Rate

3.12%
7.15%

Principal & Interest

$1,162 /mo
$1,834 /mo

What's Special

SPACIOUS
STAINLESS STEEL APPLIANCES
BREAKFAST NOOK
WALK-IN CLOSET
SEPARATE SHOWER
DECK
PATIO
COMMUNITY POOL
CHARMING

Great opportunity to own this charming 2-story home in Stone Creek, nestled on a corner lot! Featuring a 2-car garage & desert landscaping. The inviting interior boasts a neutral palette, abundant natural light, and tile flooring in all the right places. The family room offers direct backyard access, while the eat-in kitchen showcases white cabinetry, Stainless Steel appliances, quartz counters, a breakfast nook, & a deck. A flexible den is ideal for an office. The main bedroom includes a sitting area, a private bathroom with dual sinks, a separate shower/tub, and a walk-in closet. Create lasting memories in the spacious backyard with a patio, lush grass, and plenty of room for outdoor living and relaxation. Enjoy a refreshing Community pool, spa, & more. Make this yours now!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.12
Remaining Loan Term
22 years, 11 months
Monthly PITI
$1,451.05/mo
Estimated Loan Balance
$229,846
Cash to close
$296,284
Interest Paid
$55,444

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 1993
Details
  • Builder: Trend Homes

Community & HOA

Community
  • Subdivision: STONECREEK LOT 1-231 TR A-S
  • Features: Community Pool, Tennis Court(s), Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Borg Property
  • HOA Amenities: Unknown
  • HOA Fee: $195
  • HOA Frequency: $Quarterly
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $235.53
  • Tax Annual Amount: $1465
  • On Market Date: 2025-03-01T04:40:04.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $296,284 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $296,284!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.12% Sellers Rate
$228,716
Your Cash:$296,284
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 3.12%
$1,162/mo
Traditional @ 7.5%
$1,902/mo
You save $740/month ($8,877/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6828418

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-04T17:57:20.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.12%
7.15%

Principal & Interest

$1,162 /mo
$1,834 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $296,284 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $296,284!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.12% Sellers Rate
$228,716
Your Cash:$296,284
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 3.12%
$1,162/mo
Traditional @ 7.5%
$1,902/mo
You save $740/month ($8,877/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Porter Group AZ
Agent/Broker
Olivia MedinaPorter Group AZ(480) 779-7722olivia@portergroupaz.comMLS

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