Olivia Medina

Olivia Medina

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$339,900

($172,870 down)
FHA

44520 W Windrose Drive, Maricopa, AZ 85138

3
2
1,573 sqft
PITI Monthly
$1,168.95 /mo

Listing courtesy of: Thomas Commers, Applegate Homes Realty

Assumed Rate

2.81%
7.15%

Principal & Interest

$753 /mo
$1,237 /mo

What's Special

SERENE
SPACIOUS
VAULTED CEILINGS
CUL-DE-SAC

Discover an exclusive treasure— one of the few homes in this coveted area with a pool! This Desert Cedars masterpiece dazzles with BRAND NEW carpet and paint throughout, setting the stage for your dream lifestyle. Nestled on a serene cul-de-sac with no rear neighbors, this rare gem showcases a stunning Pebble Tec POOL with a mesmerizing waterfall—your personal backyard retreat! Step inside to soaring vaulted ceilings that elevate the inviting living area, effortlessly flowing into a versatile large den, 3 spacious bedrooms, and 2 pristine full baths—all on one level. Perfectly situated just steps from Copper Sky Community Center, this backyard resort-style retreat offers unmatched privacy and allure. Don't just see it—seize the chance to own a true standout!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$1,168.95/mo
Estimated Loan Balance
$167,391
Cash to close
$172,870
Interest Paid
$19,696

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Private Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: U S HOME

Community & HOA

Community
  • Subdivision: Desert Cedars
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Desert Cedars
  • HOA Amenities: Unknown
  • HOA Fee: $261
  • HOA Frequency: $Quarterly
Location
  • Region: Maricopa

Financial Details

  • Price per Sqft: $216.08
  • Tax Annual Amount: $1629
  • On Market Date: 2025-02-19T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $172,870 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $172,870!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$167,030
Your Cash:$172,870
Total Purchase Price:$339,900

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$753/mo
Traditional @ 7.5%
$1,283/mo
You save $530/month ($6,355/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6813304

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-03T18:35:03.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$753 /mo
$1,237 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $172,870 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $172,870!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$167,030
Your Cash:$172,870
Total Purchase Price:$339,900

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$753/mo
Traditional @ 7.5%
$1,283/mo
You save $530/month ($6,355/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Porter Group AZ
Agent/Broker
Olivia MedinaPorter Group AZ(480) 779-7722olivia@portergroupaz.comMLS

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