Olivia Medina

Olivia Medina

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$310,000

($56,593 down)
FHA

38133 W VERA CRUZ Drive, Maricopa, AZ 85138

3
2
1,382 sqft
PITI Monthly
$1,643.42 /mo

Listing courtesy of: Selena Aguiniga Zavala, eXp Realty

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,153 /mo
$1,857 /mo

What's Special

MOVE-IN READY
MODERN

Step into this modern 3 bedroom, 2 bath gem designed for today's tech savvy homeowner! Perfect for remote workers, every bedroom and the living room are hardwired with Ethernet ports, ensuring fast, reliable internet. A UPS (Uninterruptible Power Supply) powers the switch, router, and modem for up to 4hrs during outages keeping you connected for work, streaming or gaming. The smart Google setup includes a video doorbell and strategically placed routers, enhancing security and convenience while saving energy. As a BONUS this move-in ready home comes with essential appliances: fridge, stove, microwave and dishwasher. Experience the perfect mix of comfort, technology and functionality. Don't miss this opportunity!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$1,643.42/mo
Estimated Loan Balance
$254,459
Cash to close
$56,593
Interest Paid
$29,315

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Other

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2018
Details
  • Builder: LGI Homes

Community & HOA

Community
  • Subdivision: RANCHO MIRAGE ESTATES PARCEL 1
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Rancho Mirage Master
  • HOA Amenities: Unknown
  • HOA Fee: $103.63
  • HOA Frequency: $Monthly
Location
  • Region: Maricopa

Financial Details

  • Price per Sqft: $224.31
  • Tax Annual Amount: $1746
  • On Market Date: 2025-01-17T05:30:02.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $56,593 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $56,593!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$253,407
Your Cash$56,593
Total Purchase Price:$310,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,153/mo
Traditional @ 7.5%
$1,926/mo
You save $773/month ($9,275/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6806439

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-23T07:21:48.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,153 /mo
$1,857 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $56,593 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $56,593!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$253,407
Your Cash$56,593
Total Purchase Price:$310,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,153/mo
Traditional @ 7.5%
$1,926/mo
You save $773/month ($9,275/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Porter Group AZ
Agent/Broker
Olivia MedinaPorter Group AZ(480) 779-7722olivia@portergroupaz.comMLS

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Porter Group AZ are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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