Olivia Medina

Olivia Medina

Property SearchContact
primary-1
primary-2primary-3
Active

$395,000

($52,752 down)
FHA

38101 W Santa Maria Street, Maricopa, AZ 85138

4
3
2,366 sqft
PITI Monthly
$2,152.49 /mo

Listing courtesy of: Katie N Hernandez, Coldwell Banker Realty

Assumed Rate

2.88%
7.15%

Principal & Interest

$1,540 /mo
$2,505 /mo

What's Special

LOCATION
SPACIOUS

This gorgeous newly built DR Horton home is the popular Boulder floor plan with many upgrades. It is spacious and versatile with wood plank tile in all living areas. There is a guest bedroom and full ensuite bathroom located in the front of the home, separate from the rest of the bedrooms. Continue down the hall to find 2 more guest bedrooms with a second guest bathroom and laundry room. The beautiful kitchen offers white shaker cabinets and granite counters. The huge master bedroom is tucked away with an added doorway into the master bath where you will find a super shower, double sinks, private toilet room, and walk in closet. The extended sliding door leads to the backyard with artificial turf, pavers, and seating area. This home is a must see with a great lot location!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.88
Remaining Loan Term
26 years, 5 months
Monthly PITI
$2,152.49/mo
Estimated Loan Balance
$342,965
Cash to close
$52,752
Interest Paid
$36,824

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco, Stone
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Santa Barbara/Tuscan
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco, Stone
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder: DR Horton

Community & HOA

Community
  • Subdivision: RANCHO MIRAGE ESTATES
  • Features: Lake, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Rancho Mirage
  • HOA Amenities: Unknown
  • HOA Fee: $103
  • HOA Frequency: $Monthly
Location
  • Region: Maricopa

Financial Details

  • Price per Sqft: $166.95
  • Tax Annual Amount: $2398
  • On Market Date: 2025-03-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $52,752 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $52,752!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$342,248
Your Cash$52,752
Total Purchase Price:$395,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$1,540/mo
Traditional @ 7.5%
$2,599/mo
You save $1,059/month ($12,704/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6832540

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-02T00:38:40.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$1,540 /mo
$2,505 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $52,752 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $52,752!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$342,248
Your Cash$52,752
Total Purchase Price:$395,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$1,540/mo
Traditional @ 7.5%
$2,599/mo
You save $1,059/month ($12,704/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Porter Group AZ
Agent/Broker
Olivia MedinaPorter Group AZ(480) 779-7722olivia@portergroupaz.comMLS

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Porter Group AZ are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Porter Group AZ © is committed to and abides by the Fair Housing Act of Equal Opportunity.