Olivia Medina

Olivia Medina

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$550,000

($114,196 down)
FHA

3222 S 186TH Lane, Goodyear, AZ 85338

3
3
2,289 sqft
PITI Monthly
$3,563.65 /mo

Listing courtesy of: Kelly Ferrari, eXp Realty

Assumed Rate

6.99%
7.15%

Principal & Interest

$2,916 /mo
$2,963 /mo

What's Special

GRANITE COUNTERTOPS
WALK-IN CLOSET
FLEX SPACE
GAME ROOM
PATIO
IRRIGATION SYSTEM

This house has it all: energy efficiency, gourmet kitchen, backyard oasis, 3 car garage. Gourmet chef's kitchen includes double ovens, six burner gas stove, granite countertops, extended island, oversized pantry. Complete backyard oasis with over 80K in upgrades: pool with lighting, waterfall fountains, extended patio, built-in gas grill, synthetic turf, newer irrigation system, fruit trees, RV gate. Split Primary with bathroom including double sinks, extended counter tops, walk-in shower, HUGE walk-in closet with tons of shelving and space. Flex space for office/game room, guest bedrooms with Jack 'n Jill bathroom, 3 car garage, tons of storage, soft water loop,10ft ceilings.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.99
Remaining Loan Term
29 years, 2 months
Monthly PITI
$3,563.65/mo
Estimated Loan Balance
$436,179
Cash to close
$114,196
Interest Paid
$25,461

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Play Pool, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2015
Details
  • Builder: Taylor Morrison

Community & HOA

Community
  • Subdivision: LAS BRISAS PHASE 1
  • Features: Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Las Brisas
  • HOA Amenities: Unknown
  • HOA Fee: $119
  • HOA Frequency: $Monthly
Location
  • Region: Goodyear

Financial Details

  • Price per Sqft: $240.28
  • Tax Annual Amount: $2042
  • On Market Date: 2025-01-24T18:00:04.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $114,196 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $114,196!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.99% Sellers Rate
$435,804
Your Cash$114,196
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 6.99%
$2,916/mo
Traditional @ 7.5%
$2,964/mo
You save $48/month ($577/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6810186

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-04T01:06:19.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.99%
7.15%

Principal & Interest

$2,916 /mo
$2,963 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $114,196 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $114,196!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.99% Sellers Rate
$435,804
Your Cash$114,196
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 6.99%
$2,916/mo
Traditional @ 7.5%
$2,964/mo
You save $48/month ($577/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Porter Group AZ
Agent/Broker
Olivia MedinaPorter Group AZ(480) 779-7722olivia@portergroupaz.comMLS

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