Olivia Medina

Olivia Medina

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$635,000

($150,517 down)
VA

2604 E Downing Circle, Mesa, AZ 85213

3
3
1,756 sqft
PITI Monthly
$3,065.78 /mo

Listing courtesy of: Sierra Karlson, RE/MAX Fine Properties

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,771 /mo
$3,397 /mo

What's Special

REMODELED
DINING
SPACIOUS
FIREPLACE
VAULTED CEILINGS
LANDSCAPED
CUL-DE-SAC
SAFE
NO HOA

Welcome to 2604 E Downing Circle. Beautifully updated and perfectly situated in Mesa. Located on the corner of a cul-de-sac with NO HOA! This home features an oversized lot, with lots of parking. The front entrance draped in greenery ushers you in. Vaulted ceilings, large windows and open floor plan create a warm space with an abundance of natural light. The home has been tastefully updated with new flooring, remodeled kitchen, updated bathrooms and a fully landscaped backyard. The spacious kitchen features custom cabinets, a massive island for intimate gatherings and updated appliances. The living room and dining space flow together for a warm and inviting entertaining space. Just off the kitchen you will find a pantry, separate room with washer and dryer and a half bath for guests... Down the hall, offers two large guest rooms and a full guest bath. The primary suite provides ample room and an en-suite bath beautifully updated. If you have been dreaming of soaking in the phoenix sunshine, this backyard is the perfect place to do so. With new landscaping and upgrades. The space presents a heated, salt water pool with custom childproof netting for added safety. Putting green, a custom outdoor wood fireplace, new outdoor shed for easy storage. Kids swing-set and built in playhouse and a separate turf dog run. Owners have replanted all the grass and added palm trees for additional vegetation and privacy. The two car garage is oversized with new epoxy flooring. Two slab parking spots and additional parking on the side. Completely turn key, this home has everything you can dream of!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.23
Remaining Loan Term
27 years, 4 months
Monthly PITI
$3,065.78/mo
Estimated Loan Balance
$487,739
Cash to close
$150,517
Interest Paid
$68,844

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Other, 1 Fireplace, Exterior Fireplace
  • Flooring: Vinyl, Tile

Exterior

Fencing
  • Fencing: Wrought Iron
Roof
  • Roof: Tile, Foam
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Heated, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Stucco
  • Roof: Tile, Foam
Condition
  • Year Built: 1984
Details
  • Builder: Unkown

Community & HOA

Community
  • Subdivision: Lindsay Park North
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Mesa

Financial Details

  • Price per Sqft: $361.62
  • Tax Annual Amount: $1533
  • On Market Date: 2025-01-14T00:00:14.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $150,517 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $150,517!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$484,483
Your Cash$150,517
Total Purchase Price:$635,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,771/mo
Traditional @ 7.5%
$3,524/mo
You save $753/month ($9,031/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6804450

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-31T23:40:40.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,771 /mo
$3,397 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $150,517 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $150,517!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$484,483
Your Cash$150,517
Total Purchase Price:$635,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,771/mo
Traditional @ 7.5%
$3,524/mo
You save $753/month ($9,031/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Porter Group AZ
Agent/Broker
Olivia MedinaPorter Group AZ(480) 779-7722olivia@portergroupaz.comMLS

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