Olivia Medina

Olivia Medina

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Active

$389,999

($70,131 down)
FHA

25610 N 144th Lane, Surprise, AZ 85387

3
2
1,695 sqft
PITI Monthly
$2,139.84 /mo

Listing courtesy of: Brandon Shaw, DeLex Realty

Assumed Rate

4.17%
7.15%

Principal & Interest

$1,641 /mo
$2,275 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
MODERN
WALK-IN CLOSET
PATIO
WALKING TRAILS
PLAYGROUND
MOUNTAIN VIEWS

Welcome to your dream home in the sought-after Rancho Mercado community! This modern 3-bed, 2-bath + den home offers 1,695 sq. ft. of open-concept living, a gourmet kitchen with an oversized island, and a private owner's suite with dual sinks & walk-in closet. Enjoy breathtaking mountain views from your covered patio with no rear neighbors for added privacy! Rancho Mercado features parks, playgrounds, sports courts, and scenic walking trails. Conveniently located near top-rated schools, Asante Library, shopping, dining, and Loop 303 for easy commuting. Minutes from the Village at Prasada for endless entertainment and retail options! Don't miss this incredible opportunity!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.17
Remaining Loan Term
27 years, 1 months
Monthly PITI
$2,139.84/mo
Estimated Loan Balance
$320,922
Cash to close
$70,131
Interest Paid
$39,955

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Programmable Thmstat, Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Brick Veneer, Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Contemporary
Materials
  • Brick Veneer, Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder: Taylor Morrison

Community & HOA

Community
  • Subdivision: Rancho Mercado
  • Features: Playground
HOA
  • Has HOA: Yes
  • HOA Name: Rancho Mercado
  • HOA Amenities: Unknown
  • HOA Fee: $89
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $230.09
  • Tax Annual Amount: $1320
  • On Market Date: 2025-02-20T20:40:08.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $70,131 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $70,131!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$319,868
Your Cash$70,131
Total Purchase Price:$389,999

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$1,641/mo
Traditional @ 7.5%
$2,360/mo
You save $719/month ($8,622/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6823692

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-09T08:05:19.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$1,641 /mo
$2,275 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $70,131 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $70,131!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$319,868
Your Cash$70,131
Total Purchase Price:$389,999

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$1,641/mo
Traditional @ 7.5%
$2,360/mo
You save $719/month ($8,622/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Porter Group AZ
Agent/Broker
Olivia MedinaPorter Group AZ(480) 779-7722olivia@portergroupaz.comMLS

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