Olivia Medina

Olivia Medina

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$470,000

($364,313 down)
FHA

16158 W CHRISTY Drive, Surprise, AZ 85379

4
3
2,831 sqft
PITI Monthly
$1,218.21 /mo

Listing courtesy of: Jackie Briggs, Locality Homes

Assumed Rate

4.71%
7.15%

Principal & Interest

$790 /mo
$1,028 /mo

What's Special

SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
PATIO
MATURE TREES
PLAYGROUND

Located in the Greer Ranch community of Surprise, AZ, this two-story home has a functional layout with plenty of space for entertaining. The eat-in kitchen comes with stainless steel appliances and granite countertops. Upstairs, you'll find spacious bedrooms and bathrooms. Outside, the backyard features a PebbleTec saltwater pool (installed in 2018), mature trees for privacy, fruit trees, and a covered patio for relaxing. The 2.5-car garage provides extra storage. Don't miss out on the community grounds and playground!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.71
Remaining Loan Term
15 years, 10 months
Monthly PITI
$1,218.21/mo
Estimated Loan Balance
$165,681
Cash to close
$364,313
Interest Paid
$87,835

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2.5
  • Carport: Yes
  • Carport Spaces: 2.5
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Play Pool, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Santa Barbara/Tuscan
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: GREYSTONE HOMES

Community & HOA

Community
  • Subdivision: GREER RANCH SOUTH PARCEL 18
  • Features: Playground
HOA
  • Has HOA: Yes
  • HOA Name: Greer Ranch South
  • HOA Amenities: Unknown
  • HOA Fee: $255
  • HOA Frequency: $Quarterly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $166.02
  • Tax Annual Amount: $1842
  • On Market Date: 2025-04-03T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $364,313 (78%)
You can enter any amount below - secondary financing will cover the difference if needed.
78%
$

You cover the entire equity of $364,313!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.71% Sellers Rate
$105,687
Your Cash:$364,313
Total Purchase Price:$470,000

Assumed vs Traditional Mortgage

Assumed @ 4.71%
$790/mo
Traditional @ 7.5%
$1,066/mo
You save $276/month ($3,312/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6845478

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-03T20:42:41.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.71%
7.15%

Principal & Interest

$790 /mo
$1,028 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $364,313 (78%)
You can enter any amount below - secondary financing will cover the difference if needed.
78%
$

You cover the entire equity of $364,313!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.71% Sellers Rate
$105,687
Your Cash:$364,313
Total Purchase Price:$470,000

Assumed vs Traditional Mortgage

Assumed @ 4.71%
$790/mo
Traditional @ 7.5%
$1,066/mo
You save $276/month ($3,312/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Porter Group AZ
Agent/Broker
Olivia MedinaPorter Group AZ(480) 779-7722olivia@portergroupaz.comMLS

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