$399,000
($101,314 down)14521 W GELDING Drive, Surprise, AZ 85379
PITI Monthly
Listing courtesy of: Rika G Mendoza, Realty Executives
Assumed Rate
5.23%
7.15%Principal & Interest
$1,710 /mo
$2,096 /moWhat's Special
New Listing! 4 bedroom, 2 ½ bath plus loft home is centrally located in Surprise. Plenty of room to spread-out with a separate living room, dining room and family room. Oversized eat-in kitchen features maple cabinets, pantry and tile backsplash. Recent seller updates include new stainless steel appliances, interior paint and new flooring downstairs. Step outside onto your extended covered patio and enjoy the privacy and low maintenance yard! Leased Solar for lower APS bills! See uploaded Solar lease details in documents. Home is conveniently located close to the Surprise Stadium!
Assumption Snapshot
Type of Loan
FHA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$2,189.34/mo
Estimated Loan Balance
$298,912
Cash to close
$101,314
Interest Paid
$43,774
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
Cooling & Heating
- Cooling: Central Air
- Heating: Electric, Natural Gas
Features
- Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: None
- Flooring: Carpet, Tile
Exterior
Fencing
- Fencing: Block
Roof
- Roof: Tile
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: Yes
- Carport Spaces: 2
Water
- Sewer: Public Sewer
- Water Source: City Water
Pool
- Has Pool: No
- Pool Features: None
Construction
Type & Style
- Stories: 2
- Home type: Single Family Residence
- Architectural Style:
Materials
- Synthetic Stucco, Wood Frame, Painted, Stucco
- Roof: Tile
Condition
- Year Built: 2004
Details
- Builder: Fulton Homes
Community & HOA
Community
- Subdivision: Royal Ranch
- Features:
HOA
- Has HOA: Yes
- HOA Name: Royal Ranch
- HOA Amenities: Unknown
- HOA Fee: $80
- HOA Frequency: $Monthly
Location
- Region: Surprise
Financial Details
- Price per Sqft: $188.74
- Tax Annual Amount: $1316
- On Market Date: 2025-04-02T00:00:00.000Z
Inquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $101,314!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: 6843621
Listing From: Arizona Regional Multiple Listing Service (ARMLS)
Last updated: 2025-04-02T19:26:55.000Z
© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
5.23%
7.15%Principal & Interest
$1,710 /mo
$2,096 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $101,314!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Olivia MedinaPorter Group AZ(480) 779-7722olivia@portergroupaz.comMLSResources
Apply to AssumePowered By UMe.
© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Porter Group AZ are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
Porter Group AZ © is committed to and abides by the Fair Housing Act of Equal Opportunity.