$459,900
($237,478 down)12996 N DESERT OLIVE Drive, Oro Valley, AZ 85755
PITI Monthly
Listing courtesy of: Lora Mwaniki-Lyman, Keller Williams Realty East Valley
Assumed Rate
4.53%
7.15%Principal & Interest
$1,286 /mo
$1,708 /moWhat's Special
Welcome to this cozy 4bd, 3ba, 2301 sq. ft. home in the desirable, quiet Rancho Vistoso Community. This home offers it all; living room, formal dining room & family room featuring gas fireplace plus a bedroom and full bath on the ground floor - great for office/teen/guest or grandparents. The winding staircase opens up to a large loft, huge master suite with separate shower/tub/double sinks and large closest, hallway bathroom, laundry UPSTAIRS and 2 good size bedrooms. Kitchen comes with GAS cooker & granite countertops. A huge backyard with NO neighbors in the back awaits. Home is in close proximity to great public and private schools, public library, parks and bike routes on a backdrop if the Catalina Mountains. Don't miss out on this opportunity to personalize this & make it your own!
Assumption Snapshot
Type of Loan
FHA
Interest Rate
4.53
Remaining Loan Term
23 years, 3 months
Monthly PITI
$1,826.85/mo
Estimated Loan Balance
$231,028
Cash to close
$237,478
Interest Paid
$72,826
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
Cooling & Heating
- Cooling: Central Air, Ceiling Fan(s)
- Heating: Natural Gas
Features
- Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
- Community: Unknown
- Has Fireplace: Yes
- Fireplace Features: 1 Fireplace, Gas
- Flooring: Carpet, Vinyl, Tile
Exterior
Fencing
- Fencing: Block
Roof
- Roof: Tile
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: Yes
- Carport Spaces: 2
Water
- Sewer: Public Sewer
- Water Source: City Water
Pool
- Has Pool: No
- Pool Features: None
Construction
Type & Style
- Stories: 2
- Home type: Single Family Residence
- Architectural Style: Ranch
Materials
- Synthetic Stucco, Wood Frame, Painted, Stucco
- Roof: Tile
Condition
- Year Built: 2004
Details
- Builder: KB Home
Community & HOA
Community
- Subdivision: RANCHO VISTOSO NEIGHBORHOOD 10 PARCEL Q
- Features: Tennis Court(s), Playground, Biking/Walking Path
HOA
- Has HOA: Yes
- HOA Name: Rancho Vistoso Commu
- HOA Amenities: Unknown
- HOA Fee: $103
- HOA Frequency: $Quarterly
Location
- Region: Oro Valley
Financial Details
- Price per Sqft: $199.87
- Tax Annual Amount: $2346
- On Market Date: 2025-02-09T22:00:07.000Z
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You cover the entire equity of $237,478!
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Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: 6818090
Listing From: Arizona Regional Multiple Listing Service (ARMLS)
Last updated: 2025-03-25T18:51:39.000Z
© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
4.53%
7.15%Principal & Interest
$1,286 /mo
$1,708 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $237,478!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Olivia MedinaPorter Group AZ(480) 779-7722olivia@portergroupaz.comMLSResources
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