Olivia Medina

Olivia Medina

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$390,000

($277,249 down)
FHA

12417 W VIA CAMILLE --, El Mirage, AZ 85335

4
2
1,534 sqft
PITI Monthly
$999.57 /mo

Listing courtesy of: Tyler Blair, eXp Realty

Assumed Rate

2.27%
7.15%

Principal & Interest

$678 /mo
$1,025 /mo

What's Special

SHOPPING
MODERN
PATIO

**HUGE PRICE REDUCTION!** Seller willing to offer credit with an appropriate offer! Welcome to Rancho El Mirage, where this beautiful home awaits you! Offering 4 beds, 2 baths, a 2-car garage, and a low-care landscape. Home exudes refined style with modern light fixtures, neutral paint, tons of natural light, ceiling fans in every room, and wood-look flooring t/out. The spotless kitchen boasts SS appliances, quartz counters, tile backsplash, a pantry, white shaker cabinetry, and a peninsula w/breakfast bar. Check out the backyard, a perfect spot to relax while enjoying BBQ! Artificial turf and a covered patio w/extended slab & pavers complete the picture. Easy access to the Hwy 60! Close to schools, shopping, & restaurants. Make it yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.27
Remaining Loan Term
16 years, 4 months
Monthly PITI
$999.57/mo
Estimated Loan Balance
$120,915
Cash to close
$277,249
Interest Paid
$10,081

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2002
Details
  • Builder: DR Horton

Community & HOA

Community
  • Subdivision: RANCHO EL MIRAGE
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Rancho El Mirage
  • HOA Amenities: Unknown
  • HOA Fee: $100
  • HOA Frequency: $Quarterly
Location
  • Region: El Mirage

Financial Details

  • Price per Sqft: $254.24
  • Tax Annual Amount: $953
  • On Market Date: 2024-11-21T22:10:18.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $277,249 (71%)
You can enter any amount below - secondary financing will cover the difference if needed.
71%
$

You cover the entire equity of $277,249!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.27% Sellers Rate
$112,751
Your Cash:$277,249
Total Purchase Price:$390,000

Assumed vs Traditional Mortgage

Assumed @ 2.27%
$678/mo
Traditional @ 7.5%
$1,054/mo
You save $376/month ($4,515/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6786896

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-02T22:24:29.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.27%
7.15%

Principal & Interest

$678 /mo
$1,025 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $277,249 (71%)
You can enter any amount below - secondary financing will cover the difference if needed.
71%
$

You cover the entire equity of $277,249!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.27% Sellers Rate
$112,751
Your Cash:$277,249
Total Purchase Price:$390,000

Assumed vs Traditional Mortgage

Assumed @ 2.27%
$678/mo
Traditional @ 7.5%
$1,054/mo
You save $376/month ($4,515/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Porter Group AZ
Agent/Broker
Olivia MedinaPorter Group AZ(480) 779-7722olivia@portergroupaz.comMLS

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