Olivia Medina

Olivia Medina

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$405,000

($55,780 down)
FHA

12305 W FLORES Drive, El Mirage, AZ 85335

4
3
1,978 sqft
PITI Monthly
$2,555.54 /mo

Listing courtesy of: Mona Sanchez, Impresa Real Estate

Assumed Rate

5.52%
7.15%

Principal & Interest

$2,057 /mo
$2,441 /mo

What's Special

DINING
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO
CHARMING
EFFICIENT
NO HOA

No HOA and Paid Solar. Make this energy-efficient gem yours today! This stunning 2-story home offers tile flooring, , and a charming living room perfect for gatherings. The kitchen includes track lighting, stainless steel appliances, ample cabinetry, a pantry, granite counters, and a breakfast bar for casual dining. Unwind in the main bedroom downstairs, featuring a private bathroom with dual sinks, while another bedroom boasts a walk-in closet. A sizable den provides flexibility as an office, media center, or playroom. Check out the backyard oasis with a covered patio, fenced-in pool, and ample space for barbecues or outdoor fun. Don't miss out on this exceptional home. Come and experience it for yourself

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.52
Remaining Loan Term
27 years, 4 months
Monthly PITI
$2,555.54/mo
Estimated Loan Balance
$351,440
Cash to close
$55,780
Interest Paid
$52,258

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Variable Speed Pump, Fenced, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile, Concrete
Condition
  • Year Built: 2001
Details
  • Builder: Taylor Homes

Community & HOA

Community
  • Subdivision: BUENAVIDA
  • Features: Near Bus Stop, Playground, Biking/Walking Path
HOA
  • Has HOA: No
Location
  • Region: El Mirage

Financial Details

  • Price per Sqft: $204.75
  • Tax Annual Amount: $1115
  • On Market Date: 2025-01-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $55,780 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $55,780!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$349,220
Your Cash$55,780
Total Purchase Price:$405,000

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$2,057/mo
Traditional @ 7.5%
$2,532/mo
You save $475/month ($5,705/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6801988

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-28T23:29:17.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.52%
7.15%

Principal & Interest

$2,057 /mo
$2,441 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $55,780 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $55,780!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$349,220
Your Cash$55,780
Total Purchase Price:$405,000

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$2,057/mo
Traditional @ 7.5%
$2,532/mo
You save $475/month ($5,705/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Porter Group AZ
Agent/Broker
Olivia MedinaPorter Group AZ(480) 779-7722olivia@portergroupaz.comMLS

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