Olivia Medina

Olivia Medina

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$585,000

($391,970 down)
FHA

1079 S Western Skies Drive, Gilbert, AZ 85296

3
2
2,483 sqft
PITI Monthly
$2,154.54 /mo

Listing courtesy of: Shanna Day, Keller Williams Realty Phoenix

Assumed Rate

5.5%
7.15%

Principal & Interest

$1,594 /mo
$1,897 /mo

What's Special

SPACIOUS
GRANITE COUNTERTOPS
BREAKFAST NOOK
CHARMING
COZY

Golf Course living at Its finest! This charming Gilbert home sits in the heart of Gilbert on Western Skies Golf Course, offering breathtaking views of the fairways behind the home. Featuring 3 spacious bedrooms, 2 full baths, and a bright great room with soaring ceilings, this home is perfect for a growing family as well as entertaining guests. The kitchen boasts granite countertops, ample cabinetry, and a cozy breakfast nook leading to a dedicated laundry space. Large windows flood the home with natural light, especially in the great room and living room. A 3-car garage with built-in cabinets provides plenty of storage. This home needs some TLC but is a great opportunity to make your own! Don't miss this incredible opportunity.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.5
Remaining Loan Term
14 years, 8 months
Monthly PITI
$2,154.54/mo
Estimated Loan Balance
$223,077
Cash to close
$391,970
Interest Paid
$204,882

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Other, Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Stucco
  • Roof: Tile
Condition
  • Year Built: 1995
Details
  • Builder: Pinnacle

Community & HOA

Community
  • Subdivision: Western Skies Estates
  • Features: Golf, Playground, Biking/Walking Path, Clubhouse
HOA
  • Has HOA: Yes
  • HOA Name: Western Skies
  • HOA Amenities: Unknown
  • HOA Fee: $155
  • HOA Frequency: $Quarterly
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $235.6
  • Tax Annual Amount: $2334
  • On Market Date: 2025-03-12T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $391,970 (67%)
You can enter any amount below - secondary financing will cover the difference if needed.
67%
$

You cover the entire equity of $391,970!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.5% Sellers Rate
$193,030
Your Cash:$391,970
Total Purchase Price:$585,000

Assumed vs Traditional Mortgage

Assumed @ 5.5%
$1,594/mo
Traditional @ 7.5%
$1,967/mo
You save $373/month ($4,475/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6818608

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-31T20:02:40.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.5%
7.15%

Principal & Interest

$1,594 /mo
$1,897 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $391,970 (67%)
You can enter any amount below - secondary financing will cover the difference if needed.
67%
$

You cover the entire equity of $391,970!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.5% Sellers Rate
$193,030
Your Cash:$391,970
Total Purchase Price:$585,000

Assumed vs Traditional Mortgage

Assumed @ 5.5%
$1,594/mo
Traditional @ 7.5%
$1,967/mo
You save $373/month ($4,475/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Porter Group AZ
Agent/Broker
Olivia MedinaPorter Group AZ(480) 779-7722olivia@portergroupaz.comMLS

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