Olivia Medina

Olivia Medina

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$465,000

($53,822 down)
FHA

10468 W PALM Lane, Avondale, AZ 85392

3
3
2,261 sqft
PITI Monthly
$3,228.9 /mo

Listing courtesy of: Lilia Velez, Century 21 Northwest

Assumed Rate

6.27%
7.15%

Principal & Interest

$2,588 /mo
$2,833 /mo

What's Special

DINING
SPACIOUS
WALK-IN CLOSET
PATIO

Looking for a new home? This gorgeous 3 bed, 2.5 bath residence in Harbor Shores is the one for you! Featuring a beautiful facade w/stone accents, easy-care landscape, a 2 car garage, and a welcoming front porch. Discover spacious dining & living areas w/elegant wood-look flooring, soft carpet in all the right places, and custom palette throughout. The gourmet kitchen is equipped w/ample two-tone cabinetry, quartz counters, subway tile backsplash, a walk-in pantry, pendant lighting, SS appliances, a prep island, and outdoor access w/stylish French doors. Upstairs you'll find a sizeable loft where you can spend a relaxing Sunday afternoon! The primary bedroom showcases chair railing, a walk-in closet, and a full ensuite for added convenience. Also including a lovely backyard w/a covered patio, artificial turf, and a sparkling blue pool, this home is a dream come true! The good ones never last, hurry and act now!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.27
Remaining Loan Term
27 years, 11 months
Monthly PITI
$3,228.9/mo
Estimated Loan Balance
$412,485
Cash to close
$53,822
Interest Paid
$54,152

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco, Stone
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco, Stone
  • Roof: Tile
Condition
  • Year Built: 2001
Details
  • Builder: Ryland Homes

Community & HOA

Community
  • Subdivision: RYLAND AT HARBOR SHORES
  • Features: Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Harbor Shores
  • HOA Amenities: Unknown
  • HOA Fee: $61
  • HOA Frequency: $Monthly
Location
  • Region: Avondale

Financial Details

  • Price per Sqft: $205.66
  • Tax Annual Amount: $2119
  • On Market Date: 2024-11-13T23:30:04.000Z
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Apply to Assume

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Savings Calculator

Current cash to close is $53,822 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $53,822!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$411,178
Your Cash$53,822
Total Purchase Price:$465,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$2,588/mo
Traditional @ 7.5%
$2,834/mo
You save $246/month ($2,948/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6783537

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-13T02:37:27.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.27%
7.15%

Principal & Interest

$2,588 /mo
$2,833 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $53,822 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $53,822!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$411,178
Your Cash$53,822
Total Purchase Price:$465,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$2,588/mo
Traditional @ 7.5%
$2,834/mo
You save $246/month ($2,948/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Porter Group AZ
Agent/Broker
Olivia MedinaPorter Group AZ(480) 779-7722olivia@portergroupaz.comMLS

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